What's included
Reduction in
manual workflow load
Quick answer
What Is Policy Checking Automation?
Policy checking automation uses AI and business rules to compare insurance documents — such as an issued policy against the binder, quote or expiring policy — and flag differences in coverage, limits, deductibles, premiums, forms, endorsements, locations and vehicles. Tech Tammina’s insurance policy checking software extracts and normalizes data from different carrier layouts, highlights discrepancies for human review and produces an audit-ready checking report.
Why Manual Insurance Policy Checking Doesn’t Scale
Policy checking protects clients and reduces errors-and-omissions (E&O) risk. But it is slow. Every carrier uses its own layout. A single commercial policy can run to hundreds of pages, and checkers must compare values line by line.
When volume rises at renewal time, backlogs grow. Checks get rushed, delayed or skipped. That is when costly errors slip through.
Carrier layouts
Every carrier uses its own layout.
Page volume
A single commercial policy can run to hundreds of pages.
Line by line
Checkers must compare values line by line.
Renewal backlogs
Checks get rushed, delayed or skipped.
How it works
How Automated Policy Checking Works
Ingest → Classify → Extract → Normalize → Compare → Review → Report → Update
Ingest and Classify Documents
Upload documents or receive them by email, portal or agency management system (AMS) integration. The solution identifies each document type — policy, binder, quote, ACORD form, schedule or endorsement.
Extract and Normalize Policy Data
AI captures declarations, coverages, limits, deductibles, premiums, forms, locations and vehicles, then maps different carrier terms and layouts into one comparison structure.
Compare, Review and Report
Each difference appears side by side with the source page. Checkers accept, correct or reject findings, then generate a checking report and a discrepancy letter for the carrier. Results and status are recorded in your AMS or workflow.
Supported Policy Comparisons
Binder vs Policy
Confirm the issued policy matches what was bound.
Expiring vs Renewal Policy
See every change in coverage, limits, premiums, forms and schedules at renewal.
Quote, Application and Schedule Comparisons
- Quote vs binder
- Proposal vs policy
- Requested endorsement vs issued endorsement
- Application or ACORD form vs policy
- Schedules (locations, vehicles, drivers, equipment) vs policy
Key Features of Our Policy Checking Software
Multi-Carrier Extraction
Handles varied carrier layouts and document formats.
Form and Endorsement Checks
Finds added, missing or changed forms and endorsements.
Schedule Comparison
Detects added, removed or changed locations, vehicles and items.
Confidence Scoring
Low-confidence values go to a person, not straight to the report.
Editable Results
Checkers can correct, accept or reject every finding.
Audit History
Every extraction, edit and approval is recorded.
AI Finds the Differences. Your Experts Decide.
The solution does not replace licensed judgment. It removes the reading and matching work so your team can focus on what each difference means for the client.
Works With Your Agency Management System
Connects to agency and broker management systems, document repositories, email and carrier portals through APIs or managed interfaces. Prefer not to run it yourself? Tech Tammina can provide policy checking as a managed service using your systems.
Agency & Broker Systems
Agency and broker management systems.
Document Repositories
Through APIs or managed interfaces.
Receive documents by email.
Carrier Portals
Through APIs or managed interfaces.
Outcomes
What You Can Measure
Time to check each policy
Checking backlog at renewal peaks
Discrepancies caught before client delivery
Carrier correction requests and turnaround
Request a Policy Checking Demo
Share a sample set of your documents. We will show you the comparison, the findings and the report.
What clients say
Alex Rivera
The team didn’t just build an automation; they re-engineered our entire operations workflow. We’re moving twice as fast now.
Sarah Jenkins
“Finally, an automation partner who actually understands enterprise security requirements. No hand-waving, just solid execution.”
Michael Rodriguez
“The team understood our complex integration requirements and built something that just works. Worth every penny.”
Marcia Solis
They made sense of our complex requirements and produced a solution that just works. Couldn’t be happier with the value.
Adam Smith
They quickly grasped our complicated integration needs and delivered a solution that works flawlessly. Absolutely worth the investment.
Policy Checking FAQs
What exactly is policy checking?
It is comparing the issued insurance policy with what was ordered — the binder, quote or application — to catch errors before the client relies on it.
How much faster is automated policy checking?
Much of the reading and matching is automated, so checkers spend their time only on real differences. Actual time depends on policy size and complexity.
Will it work with policies from any carrier?
It is built to handle different carrier layouts and formats. Supported lines of business are confirmed during setup.
Does AI make the final decision?
No. AI extracts and compares. A qualified person reviews and approves every discrepancy.
Can you just do the policy checking for us?
Yes. Tech Tammina can run policy checking as a managed service using your systems.
How much does it cost?
Pricing depends on volume, lines of business and integration needs. Contact us for a tailored quote.