What's included
Reduction in
manual workflow load
Quick answer
What Is COI Compliance Management?
COI compliance management is the process of collecting certificates of insurance from vendors, contractors or tenants and checking that their coverage meets contract requirements. Tech Tammina’s solution uses AI to extract data from ACORD certificates and endorsements, compares it with your requirements, flags deficiencies, manages corrections and monitors expiry dates. It also supports agencies that issue certificates for their clients.
Why Unverified Vendor Insurance Is a Hidden Risk
One missing additional-insured endorsement can shift a loss back to your organization. Yet many teams still track certificates in spreadsheets and inboxes. Expiry dates slip. Requirements vary by contract. Follow-ups never end.
Missing endorsements
One gap can shift a loss back to your organization.
Spreadsheets and inboxes
Certificates are tracked by hand.
Slipping expiry dates
Coverage lapses go unnoticed.
Endless follow-ups
Requirements vary by contract.
How it works
How COI Tracking and Verification Works
Collect → Extract → Evaluate → Flag → Request → Resolve → Monitor
Collect
Receive COIs and endorsements by email, portal or upload.
Extract
Read carriers, policies, coverages, limits, dates and endorsements.
Evaluate
Compare them with the requirements for each vendor or contract.
Flag
Identify deficiencies such as low limits, missing coverage or the wrong certificate holder.
Request
Send clear correction requests to vendors or their agents.
Resolve
Track responses until the vendor is compliant.
Monitor
Alert before expiry and request renewals automatically.
COI Compliance Features
Requirement Sets by Vendor and Contract
Configure rules by vendor type, project, contract or location.
Endorsement Validation
Check additional insured, waiver of subrogation and primary and non-contributory wording.
Deficiency Management and Vendor Follow-Up
Templates, reminders and a complete contact history, with analyst review for uncertain items.
Deficiency Management and Vendor Follow-Up
Configure rules by vendor type, project, contract or location.
Who it’s for
Who Uses COI Compliance Management
- Property managers and real estate firms
- Enterprises managing vendors and suppliers
- Construction companies and general contractors
- Insurance agencies and brokers handling COI requests
Outcomes
What You Can Measure
Share of vendors fully compliant
Time to review each certificate
Time to resolve deficiencies
Expired certificates still in use
What clients say
Alex Rivera
The team didn’t just build an automation; they re-engineered our entire operations workflow. We’re moving twice as fast now.
Sarah Jenkins
“Finally, an automation partner who actually understands enterprise security requirements. No hand-waving, just solid execution.”
Michael Rodriguez
“The team understood our complex integration requirements and built something that just works. Worth every penny.”
Marcia Solis
They made sense of our complex requirements and produced a solution that just works. Couldn’t be happier with the value.
Adam Smith
They quickly grasped our complicated integration needs and delivered a solution that works flawlessly. Absolutely worth the investment.
COI Compliance FAQs
What is a COI, and why do I need one from vendors?
A certificate of insurance shows a vendor’s coverage. Collecting and checking it helps make sure losses they cause are not shifted to you.
Isn’t checking the certificate enough?
Not always. Rights such as additional insured status come from endorsements, so those should be verified too.
Can you chase vendors for missing certificates?
Yes. The workflow sends deficiency notices and renewal reminders and tracks every reply.
Can you handle COI requests for our agency’s clients?
Yes. We support agencies with certificate preparation and issuance.
Can you run COI tracking for us instead of us buying software?
Yes. Tech Tammina offers COI tracking as a managed service.